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Personal · Credit and loans · More about Credit Cards

When do I get charged interest on my credit card?

Interest will be charged differently, depending on the type of transaction you make with your credit card.

  • All purchases have a 0% interest rate if you repay in full by the end of the following month. If you pay less than the full amount, we'll charge you the interest rate stated in your contract.
  • For cash and cash-related transactions (e.g ATM withdrawals) there's no grace period. We'll therefore charge you the interest rate stated in your contract from the day the transaction took place.