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What happens to my current products?

If you currently have an unsecured personal loan (UPL), it will be securely moved to our French bank. You will receive an addendum to your loan agreement reflecting the new entity. Most importantly, your repayment schedule, interest rate, and outstanding balance will remain completely unchanged.

What happens to my deposits and savings?

Your deposits and savings will automatically move to our French bank with unchanged terms, interest rates, and conditions.

Your eligible deposits, currently protected by the Lithuanian Deposit Guarantee Scheme (Deposit and Investment Insurance), will be protected by the Fonds de Garantie des Dépôts et de Résolution (FGDR) up to €100,000 per depositor.

What happens to my insurance policies?

There will be no changes to your plan benefits or insurance policies. Your insurance provider(s), coverage limits, and excess liability are not affected by the migration.

Your policyholder details and policy number might change to accommodate the migration, but you can continue to make claims exactly as usual.