Need a hand?

Joint accounts will be migrated automatically to our French bank alongside both holders' individual accounts, provided neither holder opts out of the migration.

For deposit protection purposes under the French FGDR, the Joint account balance will be split equally between both holders, with each holder's share counting towards their individual FGDR limit (€100,000).

If one holder chooses to close their personal account, the Joint account must be closed before the migration date. The other holder's individual account will not be affected and will migrate automatically to our French bank.