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How do tiered rates work in Instant Access Savings?

Savings in local currency (EUR)

Tiered rates apply depending on your balance only for eligible plans (Standard, Plus and Premium).

  • Balances up to 500 € earn 2.00% p.a.
  • Balances over 500 € and up to 5,000,000 € will earn the rate determined by your plan
  • A blended rate is calculated using the 2 rates, and the resulting rate is applied to your Instant Access Savings accounts in the same local currency

The blended rate is calculated by applying each tier rate to the relevant part of your balance, adding the results, and dividing by the full balance.

How can I check the interest rate applicable to me?

To view the latest rate in the Revolut app:

  • Go to 'Accounts' and tap 'Instant Access Savings'
  • Tap the 'Interest rate' shown below your balance to see your tiered rate
  • Tap 'Learn more' for a detailed breakdown

Savings in non-local currencies

Savings in non-local currencies are not subject to tiered rates and earn the regular plan rate applicable to that currency, up to €100,000 (or equivalent) per currency.