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Setting up a joint account

A joint account is a shared account between two Revolut customers. It’s not just for partners and spouses — friends, family, and housemates can open an account to simplify expense sharing. Both account holders can add, withdraw, manage, and spend money in the joint account.

Requirements for opening a joint account

  • Be at least 18 years old
  • Have a personal Revolut account and have passed our identity verification checks 
  • Live in the same country as the person you’re opening the account with
  • Both belong to the same Revolut entity. For example, Revolut Bank UAB. To check your Revolut entity, tap your profile icon in the top-left corner and scroll to the bottom of the page
  • Not have another Revolut joint account, or a pending invite for one
  • Already have the person you want to open the account with in your contacts. If not, send a small amount of money to their Revolut account to make them a contact before you try to open a joint account together. To read more about sending money to other Revolut customers, check this FAQ

Read our Joint Accounts T&Cs to learn more.

Open a joint account in-app 

  1. Go to 'Home' on the bottom menu
  2. Below your balance, tap 'Accounts' and 'Add new'
  3. Select 'Joint' and follow the instructions

The other applicant needs to accept your invitation.

Paid plans and joint accounts

  • Each account holder has their own usage limits based on their Revolut plan
  • Joint account fees are deducted from the joint account only
  • If one of the joint account holders has a Metal or Ultra plan, any eligible card payments made with your joint account card will earn RevPoints. Learn more about RevPoints from these FAQs in our Help Centre
  • Insurance benefits don't apply to joint account activity