Need a hand?

<18 Instant Access Savings allows you as the parent/guardian to create an interest-earning savings account for children, which you can control. This allows them to learn about saving and growing their money over time.

The interest paid will depend on your plan. Money can be added by the child themselves, or the parent/guardian. If an <18 Instant Access Savings account is closed, the funds will be returned to your main account balance.

Only a parent or guardian can create an <18 Instant Access Savings for your child. You can do so from your personal mobile app. To do so:

• Go to 'Home' on the bottom menu
• Below your balance, tap 'Accounts'
• Choose 'Add new'
• Select 'Savings'
• Select '<18'
• Follow the prompts to set up your account

You and your child can both add and withdraw money to or from an <18 Instant Access Savings. Money will be deposited into the main account of the person who withdraws the funds from the savings account. To add or withdraw money as a parent or guardian in the personal mobile app:

• Go to 'Home' on the bottom menu
• Below your balance, tap 'Accounts'
• Select '<18 Instant Access Savings' under your child's name
• Tap 'Add money' or 'Withdraw money'

To add or withdraw money as a child in the <18 mobile app: go to 'Save' on the bottom menu and tap 'Add money' or 'Withdraw money'.

The account can hold a maximum balance of EUR 4,200 at any given time. If these limits are reached, we'll let you know and you won't be able to deposit additional funds until the balance falls below the limit.

Eligible deposits are insured by the Lithuanian Deposit Insurance Scheme but some exceptions may apply. To learn more, go to our Deposit Insurance Information document.