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What are the benefits of using Apple Pay?

Convenience

For in-store payments, no need to carry your wallet‌ — ‌your Apple device is all you need.

For online payments, there’s no need to enter your card information every time you make a payment.

Enhanced security

To add a card to Apple Wallet, authentication is required via in-app verification or SMS. Read the Setting up Apple Pay FAQ to find out more.

Each payment requires unlocking your device with Face ID, Touch ID, or your passcode, ensuring only you can authorise transactions.

Apple Pay uses tokenization to protect your card details, meaningmerchants never see your actual card number.

Speed

Faster checkouts‌ — ‌just tap your phone at the payment terminal. No need to insert a card or enter a PIN.

Go virtual

With Apple Pay, you don’t need to order a physical card to start making payments. Just issue a virtual card and use it for face-to-face transactions with merchants who accept contactless payments.