What currency will I be charged in?
How Revolut determines the currency you'll be charged in
We automatically convert your balance to the currency you're paying in, so there's no need to buy or exchange currency before your trip. We won't combine multiple currencies to complete a transaction. Read more about our exchange rates in this FAQ.
When you make a payment in-app, we'll check your currency balances in the below order (and complete the transaction in the first currency that has enough funds to complete the transaction):
- Transaction currency
- Your base currency (JPY)
- The active currency with the highest balance
Declined transactions
The transaction will be declined in the following scenarios:
- Insufficient funds in a single currency to cover the transaction amount plus fees
- Insufficient funds in the currency assigned to the card
- Normal decline reasons, unrelated to the currency. For more info, read this FAQ