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Topics
Personal · Credit and loans · Apply for a Loan or Credit · Loan / Credit Eligibility

What is the minimum duration of activity that I need to apply for a loan or a credit card?

  • Work under an employment contract – 4 months
  • Working under a business certificate – 12 months
  • Working under an individual activity certificate – 12 months
  • Income from individual enterprise or small partnership owners – 12 months
  • Working under an author's or sportsman's contract – 12 months
  • Daily allowance – 4 months
  • Income from real estate rent – 6 months
  • Income from farm activities – 24 months
  • Dividends – 24 months

* subject to exceptions