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Who is covered by travel insurance?

In addition to having a Premium, Metal, or Ultra Revolut plan, the following requirements must be met for you and your trip to be covered by Revolut travel insurance:

  • You're a resident of the EEA
  • You're at least 18 years of age
  • Your primary residence matches the address on your Revolut account, and your trip starts and ends at your primary residence. Read more about why this is important on this page
  • Your journey meets the definition of a trip. Have a trip coming up? Check whether it might be covered with this form.
  • Your trip's purpose is leisure, business trips are covered under the Ultra plan travel insurance only
  • Your trip was paid for with your Revolut account. Read more here

Are children covered?

If you and your trip meet the eligibility requirements for cover, your children (including fostered, adopted, and step-children) are also covered by the travel insurance, as long as they're:

  • Maximum 17 years of age at the time of travel
  • Travelling with you
  • Unmarried

Are travelling companions covered?

Premium plan travel insurance doesn't cover travelling companions, except for eligible children. Under Metal and Ultra plan travel insurance, your spouse or cohabitant is covered under this policy if you and your trip meet the eligibility requirements for cover, so long as they're:

  • A spouse by marriage, domestic partnership, or civil union
  • Living with you for at least 12 consecutive months prior to travel and at least 18 years of age
  • Travelling with you

When you make a claim, to verify your eligibility, the insurance provider may request documentation proving that you and your partner live together. This could include a utility bill or an official letter from a government agency or bank.

How to check your coverage

This is only a summary of your coverage. Revolut travel insurance is provided through XCover, not Revolut itself. XCover is responsible for policy terms, conditions, and claim handling. If you have questions regarding the cover, contact XCover or read the T&Cs by following these steps:

  • Tap this link or go to 'Home' on the bottom menu, look for the search bar at the top of the screen, and search for 'insurance'
  • Then, select 'Travel' and tap 'Documents'