Need a hand?

Credit card applications can be declined for a number of reasons depending on our internal lending policies and your individual circumstances. This may include your income, expenses, credit score, or failure to meet our eligibility criteria.

We are unable to provide specific reasons as to why an application was declined. We follow a set of guidelines to ensure responsible lending according to local regulations, but we can't disclose which rule applies to each rejected base.

If your application was declined, our Revolut Support agents won't be able to provide further details of why it was rejected, or accept additional documentation. If you need to correct information provided or your conditions change, you need to submit a new application.

• You're either not employed and/or we couldn’t confirm regular income payments. We require at least three months of consecutive income payments in the linked bank account or bank statements provided.
• Your credit history isn't acceptable
• You don't have a steady income, or if you do, it isn't sufficient to comfortably manage your credit card obligations
• You don't meet our basic eligibility criteria (income, age, residency status, etc). To learn more about eligibility, visit this FAQ

If your application was declined, we don't recommend applying again unless your circumstances have changed or the previous application information was incorrect.

If you've corrected your previous information, allow at least 48 hours for the system to update it before submitting a new application.

We have a limit of failed application attempts, after which your applications might be automatically rejected. Therefore, if you apply and get rejected more than once, we recommend waiting at least 30 days before applying again.