Will my travel insurance cover change when you switch provider?
We've made two improvements to your travel insurance coverage with XCover. All other coverage remains the same.
The improvements to your travel insurance cover are:
- If you need to pay excess for any future claims, your excess is now variable, which is 10% of your claim amount (up to a max of €50) compared to the current fixed excess of €50. This means you pay lower excess on claims of up to €500. This is applicable for reimbursement of unused, non-refundable trip costs if your booking is cut short, personal property protection claims, and emergency dental expenses abroad.
- You won't pay any excess fees for emergency medical expenses abroad, compared to the current fixed excess of €50.