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Car hire excess insurance is included with Metal and Ultra package accounts.

This insurance covers the excess or damage liability fee for stolen or damaged rental cars when travelling, up to €2,000. It doesn't replace vehicle insurance.

To be covered by this insurance, you must meet the conditions set out in the policy:

• Your name must be on the rental agreement, and it must be signed by yourself
• You must take reasonable care to protect the rental car and avoid an accident or collision which may cause damage
• You must have purchased at least the most basic collision damage waiver coverage offered by the rental company
• Your Revolut Metal or Ultra package account must have become effective prior to the start of the rental car agreement
• The licensed rental car company must be located more than 200km from your home
• You don’t have to use your Revolut account to pay for the car rental

If you're eligible for cover, you can raise a claim directly with the insurance provider. Learn more in this FAQ. Your cover may not apply if:

• You violate the rental car agreement, including if someone who isn’t named as a driver on the agreement drives the hired car
• You've leased or rented a car for 32 consecutive days or longer
• Your rental car is rented via a peer-to-peer car sharing service
• You accept liability, make a payment, or agree to make a payment without written consent from the insurer
• There's mechanical breakdown or wear and tear of a rental car
• You rent a vehicle type that's excluded from cover

This is only a summary of your coverage. Revolut travel insurance is provided through XCover, not Revolut itself. XCover is responsible for policy terms, conditions, and claim handling. If you have questions about the cover contact XCover or read the T&Cs by following these steps in the Revolut app:

• In the search bar at the top of the screen, search for 'Insurance'
• Select 'Insurance'
• Select 'Travel insurance' and tap 'Get help'