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Do you carry out credit checks?Will you carry out a credit check on my partner/spouse?

We carry out a credit check using our selected credit reference agencies. This will leave a search record on your credit history and may have an impact on your credit score.

To obtain a loan (including Refinancing Loans), you'll need to grant permission for a thorough review of your financial history through both the ANAF and Credit Bureau databases. Your loan application will also undergo a credit check, and the outcome of this evaluation will determine whether it's eligible for approval or not.

We don't carry out credit checks on your partner/spouse since credit is personal.