Need a hand?

Just pop your question below to get an answer.

Understanding an account seizure or block

What is an account seizure?

In Romania, a "poprire" is a legal enforcement mechanism that allows creditors to recover debts by freezing, and potentially confiscating, funds from a debtor's bank account. This process ensures that creditors can enforce their claims through the legal system.

The procedure is governed by the Romanian Civil Procedure Code or, if it is initiated by a tax authority, by the Romanian Fiscal Procedure code — both outline the steps and requirements required to initiate and execute an account seizure.

The account block applies to both current and future funds while the order is active. Any incoming funds will also be held until the total blocked amount reaches the requested amount in the order. Funds available in a Joint account can be used to cover the seized amount, as specified in our T&Cs.

Who can issue an account seizure?

Seizure orders are communicated to banks by the issuing authority or judicial bailiff, in compliance with legal procedures. Orders can be initiated by:

  • Tax authorities: the National Agency for Fiscal Administration (ANAF) or local tax authorities (Town Halls) can initiate seizures for unpaid taxes
  • Courts: judicial bodies can order seizures as part of enforcement proceedings
  • Private creditors: after obtaining an enforceable title, private creditors can request seizures, enforced by a judicial bailiff (executor judecătoresc)

How to unblock your money

If your account has been frozen due to a seizure, and you have received a proof of discharge or any official communication confirming that your account can be unfrozen, upload it in PDF format via our in-app chat support.

Our verification team will review the document and take the appropriate steps. If everything is in order, your account will be unfrozen.

If you haven't received proof of discharge yet, we can't restore access to your funds. We need to receive a formal instruction to release them from the authority that issued the seizure.

Protected amounts and minimum allowance

If your account is subject to a seizure and you receive your salary, pension, scholarship, child allowance, or other exempted income into this account, a portion of your balance will remain available to you each month.

This is in accordance with the legal provisions of the Civil Procedure Code or, if the case requires, of the Fiscal Procedure Code. This is a legally protected amount meant to ensure you can still cover essential living expenses.

This rule is based on Article 729 of the Romanian Civil Procedure Code and on Article 236 of the Romanian Fiscal Procedure code, which protects a part of your income from being fully seized. If the income qualifies, the exempt portion will remain accessible automatically.