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Transition from Metropolitan Commercial Bank to Lead Bank

If you've received an email communication regarding the transition of your account, it's because Revolut US is changing our card issuer and bank partner from Metropolitan Commercial Bank (MCB) to Lead Bank, effective November 12, 2024 ('Transition Date').

To continue enjoying the full range of features and services with Revolut, you'll be required to 'opt-in' to the transition process prior to the Transition Date. You'll still be able to use all Revolut's services as normal, but the transition means that your Revolut card will be subject to a new Lead Bank Prepaid Cardholder Agreement and other terms.

You must opt into the new agreement and terms within the Revolut app and provide Revolut with updated personal information to keep your Revolut account.

Bank payments will be impacted. For more details, see this blog post.

For more information about the transition, you can read this blog post.