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Currency exchange fees and limits

Fair usage fees

Depending on your plan, there's a threshold of exchanges that can be made with no additional fees during the weekdays. This limit is called a fair usage limit.

  • Standard: 0.5% fee charged for exchanges over $1,000 or equivalent
  • Premium: 0.5% fee charged for exchanges over $10,000
  • Metal: No additional exchange fees

The fair usage limit applies to all fiat currency, and commodity exchanges, including exchanges made automatically at the time of a transaction. Your fair usage limit resets every month. To check your usage and reset date, tap your profile icon in the top-left corner and select 'Your plan'.

Exchange outside foreign exchange market hours

Depending on your plan, you may be charged a fee on all exchanges made outside of the foreign exchange market hours between 5pm Friday and 6pm Sunday, Eastern Time (ET). For Standard customers, this fee is 1%. Premium and Metal customers don't have to pay an additional fee.

Currency exchange limits

You can perform up to 100 exchanges within a 24-hour period.