What will happen to my funds if Revolut goes bankrupt?
How will Revolut’s bankruptcy affect my funds?
As the account you hold with us is an electronic money account (not a bank account), your money is held in a safeguarded account with a regulated bank or high quality liquid assets. Your savings are deposited with partner banks and eligible deposits are protected up to £85k per bank.
Safeguarding your funds is our priority. If we ever became insolvent (unable to pay our debts), your money would be prioritised. Our customers’ claims would be paid out first from our dedicated client money bank and asset accounts, ensuring your funds are secured before any other claims are addressed.
Learn more by visiting Revolut T&Cs.
Which Revolut entity am I registered to?
The different ways that Revolut safeguards your money depends on the Revolut entity you’re registered to. To find out which Revolut entity you're registered to:
- Tap your profile icon in the top-left corner
- Scroll to the bottom of the page
- Find the name of the Revolut branch you’re registered to at the very bottom of the page
To find out how Revolut keeps your money safe, read this FAQ in our Help Centre.
Read more about how we protect your funds in this blog post.