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Transakcie vo flexibilných peňažných fondoch

Adding and withdrawing funds

To add funds to your Flexible Cash Funds in-app (i.e. buy shares in a money market fund):

  1. Go to 'Home' on the bottom menu
  2. Below your balance, tap 'Accounts'
  3. Select your Flexible Cash Funds
  4. Tap 'Add money'
  5. Enter the amount you wish to top-up
  6. Confirm by tapping 'Continue' or 'Add Money'

To withdraw funds (i.e. sell shares in a money market fund):

  1. Go to 'Home' on the bottom menu
  2. Below your balance, tap 'Accounts'
  3. Under 'Savings & Funds', select your Flexible Cash Funds
  4. Tap 'Withdraw', enter the amount, and confirm

Pending withdrawals

When you withdraw funds from Flexible Cash Funds, you are selling the shares you hold in a specific money market fund. Your sell order will only be processed the same day if you submit it on any given business day before cut-off time, otherwise, it will be processed on the following business day. At that moment, we will transmit your order to the fund manager. 

If the order is accepted by the fund manager, your shares will be redeemed in exchange for their equivalent value in cash i.e. the order will be settled. Such sales proceeds will be transferred to your Revolut personal account within one business day following settlement. Whenever possible, Revolut may make the sales proceeds available to you before the order is settled and the cash is transferred but is not obliged to do so. Until you receive the funds in your Revolut personal account, your withdrawal will appear as 'Pending'.

In the rare event that you don't receive your funds within 2 business days since you tapped 'Withdraw', check your transactions history and any notifications in relation to Flexible Cash Funds before contacting Revolut Support via the in-app chat.

For more information regarding Flexible Cash Funds withdrawals, refer to Revolut Securities Europe UAB Terms & Conditions, Flexible Cash Funds appendix, clause 12. Withdrawals as well as the fund's Prospectus.

Reasons for declined transactions

Transactions within your Flexible Cash Funds might be declined due to several reasons:

  • You've initiated a closure request for your investment account
  • You haven't completed your investment account onboarding

Apart from the above, it's recommended to refer to our RSEUAB Terms & Conditions for other cases in which your transaction can be declined by us.

Key transaction timings

Dealing day

A dealing day refers to a standard banking day excluding weekends and bank holidays, including holidays in London and the fund’s market (calendar can be found on this page). A business day is synonymous with a dealing day. Transactions must happen on these days to start earning interest on your Flexible Cash Funds.

Cut-off time

The cut-off time for when additions (buys) and withdrawals (sales) must be compiled to be sent to the fund manager is 10am Eastern European Time (EET). For interest to accrue, funds must reach the fund manager by this time. Orders received before 10am EET are processed on the same day, with interest starting on the next day. Orders received after this time move to the next business day, with interest accruing on the following day.