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Currency exchange fees and limits

Fair usage fees when exchanging between foreign currencies

There's a monthly allowance for how many exchanges you can make between two foreign currencies without extra fees. Your allowance depends on your plan. To check your usage and reset date, tap your profile icon in the top-left corner and select Your plan or Your limits. The following fees apply:

  • Standard: 0,5% fee charged for exchanges over R$10.000,00 or equivalent
  • Plus: 0,5% fee charged for exchanges over R$25.000,00 or equivalent
  • Premium, Metal: no additional exchange fees

The fair usage limit applies to all fiat currency, cryptocurrency, and commodity exchanges, including exchanges made automatically as part of a transaction. Your fair usage limit resets once per rolling month.

Fees for exchanges made on weekends

Depending on your plan, you may be charged a fee on all exchanges made on the weekend between 17:00 Friday and 18:00 Sunday, Eastern Time (ET). This fee only applies to exchanges you make between 2 foreign currencies (for example, exchanging US dollars to euros). The following weekend fees apply:

  • Standard: 1% fee charged
  • Plus: 0,5% fee charged
  • Premium, Metal: no additional exchange fees

Currency exchange transactional limit

For in-app currency exchanges between Brazilian real (BRL) and any foreign currency (for example, BRL to USD), there's a limit of USD9,999.99 per transaction.