Interest rate decrease for Instant Access Savings
Why is the interest rate decreasing on my savings?
Savings interest rates are influenced by the rates set by the European Central Bank (ECB), along with other macroeconomic factors. Recently, the ECB announced a decrease in their interest rate, impacting the way we bring Instant Access Savings to you.
We'll always show the interest rate that applies to your savings in-app. You can get more information by tapping 'Info' and viewing your in-app 'Documents'.
What will the new interest rate be?
Effective as of 13 June 2025, the new interest that will apply to Instant Access Savings will be:
- Standard: 1.50% AER
- Plus: 1.50% AER
- Premium: 1.75% AER
- Metal: 2.00% AER
- Ultra: 2.25% AER
When will the interest rate decrease be effective?
Your existing savings will continue to earn interest at the existing interest rate until the notice period ends. The notice period starts from the day Revolut notified you of the rate reduction by email. You can learn more in our Instant Access Savings Terms.
For information on notice periods, follow these steps in-app:
- Go to 'Home' on the bottom menu
- Below your balance, tap 'Accounts'
- Select 'Instant Access Savings'
- Tap 'Info' and 'Terms & Conditions'
More information
Any new Instant Access Savings accounts created in the meantime will earn interest at the new interest rate. If you switch to a different Revolut plan, the updated interest rate linked to your new plan will apply, and your next interest accrual would reflect your new rate.
If you don't agree to the new rate and wish to close your savings account, you can terminate your account in line with our Instant Access Savings Terms.