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Is my money safe?

Funds in your Revolut Prepaid Card Account are held at or transferred to Metropolitan Commercial Bank, member FDIC. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails, if specific deposit insurance requirements are met and your card is registered. See FDIC-Prepaid Cards and Deposit Insurance Coverage for details. 

Fiat funds in your Regular Vaults are also held at Metropolitan Commercial Bank. Cryptocurrencies in Regular Vaults are provided by Bakkt Crypto LLC, NMLS ID 1828849 and are not held or guaranteed by any bank, not FDIC or SIPC insured, and may lose value. You can find out more about Regular Vaults here.

Funds in your Savings Vaults are held at or transferred to Sutton Bank, member FDIC. While there, your funds are insured up to $250,000 by the FDIC in the event Sutton Bank fails. 

FDIC insurance does not protect your funds in the event of Revolut’s failure or from the risk of theft or fraud.

Securities products and services provided by Revolut Securities Inc., member FINRA/SIPC. Automated investing is provided by Revolut Wealth Inc., an SEC registered investment advisor. Securities products are not insured by the FDIC or any federal government agency, are not bank deposits, are not obligations of or guaranteed by any bank and are subject to investment risks, including possible loss of the principal amount invested. 

Cash funds in your investment pockets which you can use to purchase stocks are held at Metropolitan Commercial Bank. Cash held in automated investing (Robo-Advisor) is held at DriveWealth, LLC, member FINRA/SIPC, and are not bank deposits, not guaranteed by any bank, not insured by the FDIC or any federal government agency.

Cryptocurrency services are provided directly by Bakkt Crypto Solutions, LLC (formerly Apex Crypto LLC), NMLS ID 1828849. Bakkt Crypto Solutions, LLC is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Please ensure that you fully understand the risks involved before trading: https://bakkt.com/terms-of-service. Cryptocurrencies are not held by banks, are not insured by the FDIC or SIPC, are not insured by any federal government agency and are highly risky, including possible loss of the principal amount invested.