Need a hand?

Just pop your question below to get an answer.

How does Revolut keep my money safe?

How Revolut safeguards your money varies depending on ‌the Revolut entity you’re registered to. To find out ‌which Revolut entity you're registered to:

  1. Click on the 'Profile' icon (top left of the Home screen) in-app
  2. Scroll to the bottom of the page
  3. Find the name of the Revolut branch you’re registered to at the very bottom of the page

Funds in your Revolut Prepaid Card Account are held at or transferred to Metropolitan Commercial Bank, member of the FDIC. Your funds are insured there, up to $250,000 by the FDIC, in the event that the Metropolitan Commercial Bank fails, as long as specific deposit insurance requirements are met and your card is registered. See FDIC-Prepaid Cards and Deposit Insurance Coverage for more details.

Fiat funds in your Regular Vaults are also held at Metropolitan Commercial Bank. Read more about Regular Vaults on this page.

Funds in your Savings Vaults are held at or transferred to Sutton Bank, a member of the FDIC. While there, your funds are insured up to $250,000 by the FDIC in the event that Sutton Bank fails. 

FDIC insurance doesn't protect your funds in the event of Revolut’s failure or from the risk of theft or fraud.

Securities products and services provided by Revolut Securities Inc., member of FINRA/SIPC. Automated investing is provided by Revolut Wealth Inc., an SEC registered investment advisor. Securities products aren't insured by the FDIC or any federal government agency, aren't bank deposits, aren't obligations of or guaranteed by any bank, and are subject to investment risks, including possible loss of the principal amount invested. 

Cash funds in your investment Pockets, which you can use to purchase stocks, are held at Metropolitan Commercial Bank. Cash held in automated investing (Robo-Advisor) is held at DriveWealth, LLC, member FINRA/SIPC, and aren't bank deposits, aren’t guaranteed by any bank, and are not insured by the FDIC or any federal government agency.