Credit Limits and Interest Rates
What is the credit limit for a Basic Credit Card?
The Basic Credit Card has a regulated credit limit based on your risk grade:
- A1, A2, B1: MXN 5,000
- B2, C: MXN 2,500
- D, E: Not eligible
If your current credit limit exceeds the regulatory cap, it will be adjusted according to your risk grade.
Can I increase my credit limit?
No, the credit limit for a Basic Credit Card cannot be increased beyond the regulatory cap.
What is the interest rate for the Basic Credit Card?
The interest rate for the Basic Credit Card depends on your risk grade at the time of credit origination:
- A1: 25.75% + TIIEF
- A2: 35.75% + TIIEF
- B1: 45.75% + TIIEF
- B2: 55.75% + TIIEF
- C: 85.75% + TIIEF
- D/E: Not eligible