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Do I have to pay for my trip using my Revolut account?

To be protected, you must have an active Revolut Metal or Ultra plan at the time of booking your trip and use your account to pay for at least 75% of your primary transport and accommodation expenses. Payments eligible for cover include:

  • Revolut debit or virtual card payments
  • A transfer from your Revolut account to a travel supplier
  • Use of RevPoints or Airline Miles purchased with RevPoints
  • Payment using a Joint account

Your plan must remain active (without interruption) from when you book your trip to when you travel. If you downgrade your plan in the meantime, or booked the trip before upgrading, it will not be covered.

What does primary transport mean?

Primary transport is the main means of travel to your destination. This doesn't include transfers to and from the primary means of travel.

For example, for a trip from the UK to Spain, flights and accommodation must be paid using your Revolut account but the taxi transfers between the airport and your accommodation don't have to be paid using your Revolut account.

Is my trip covered if someone else booked the trip?

You'll need to provide proof of payment for the trip from your Revolut account. This can include a Revolut card payment or transfer from you to the trip organiser for your primary transport and accommodation costs.

Is my trip covered if I don't pay with Revolut?

You must use your Revolut account to pay for at least 75% of your combined primary transport and accommodation expenses to be covered. If you don't pay for either of these with your Revolut account, your trip will not be eligible for cover.

Cover may be extended in some circumstances at the discretion of our insurance partner. For example, if you're driving to your destination but paid for your accommodation with your Revolut account, or if you're staying with a friend but paid for your flights with your Revolut account.

If you have any doubts regarding the cover, contact Chubb by phone at +44 (0) 203 964 3004. Lines are open 9am to 5pm, Monday to Friday, or you can contact them by email at revoluttravelinsurance@chubb.com.