Need a hand?

The limit per transaction is JPY1,000,000 (or other currency equivalent). This applies to all transactions due to our registration as a Type 2 Funds Transfer Services Provider.

For transfers and ATM withdrawals, you'll need to top up via a bank transfer instead. Our automated security system sets a daily card deposit limit for all customers, which resets on a rolling 24-hour basis.

Limits reset every 24 hours and are automatically adjusted as you use Revolut and build a financial history with us. Similarly, for adding money with digital wallets like Apple Pay or Google Pay, there's a weekly limit. If the app tells you you've reached it, try a direct card top-up instead.

There's also an annual top-up limit for all top-up methods. After reaching the limit, you may receive a request for some additional documentation before you continue. The limit resets each year on the day when your Revolut account was registered.

Top-ups by card, Apple Pay, or Google Pay also have a minimum amount limit, which is shown in-app when adding funds.

If you add money to your Revolut account with a debit, credit, or prepaid card (including via Apple Pay or Google Pay), you can only use the money for shopping, due to the 'credit monetisation rule'.

Any fees we apply will always be visible to you before you add money to your account. These same fees apply when adding money with Apple Pay or Google Pay. Fees apply for the following card types:

• Business and commercial cards
• Cards issued outside Japan
• All cards other than Visa (debit) and Mastercard (debit or credit)

Your account's first card top-up will be free of charge, no matter the card type. Read this FAQ for a list of cards that can be used for top-ups.

Revolut has no control or visibility over the fees your card issuer may charge when you use a card issued by them to top up. Some card issuers may charge you if your card deposit is recognised as a cash withdrawal or advance, international transfer, or a transfer in another currency.