Need a hand?

Just pop your question below to get an answer.

Card deposit limits and fees

Limits

The limit per transaction is JPY1,000,000 (or other currency equivalent). This applies to all transactions due to our registration as a Type 2 Funds Transfer Services Provider.

To cover domestic and international transfers (including internal transfers to other Revolut customers), ATM withdrawals and fees, or in-app donations, top up via a bank transfer.

Our automated security system sets top-up limits for all customers, which reset on a rolling basis (24 hours or 7 days depending on the limit). They’re based on the total amount you’ve added by card in the past 24 hours or 7 days. These limits adjust as you build a financial history with us.

Other top-up limits

There is an annual top-up limit for all methods. This annual limit resets on the day your Revolut account was registered. If you reach this limit, you may need to submit additional documentation. All top-ups have a minimum amount, displayed in-app when adding funds. Other limits are shown below:

  • Up to 10 card top-ups are allowed within a 24-hour period
  • Digital wallet top-ups (such as Apple Pay or Google Pay) are limited to £12,000 (or currency equivalent) within a 7-day period
  • New customers (within 30 days of joining) are limited to £3,000 (or currency equivalent) within a 24-hour period

If you add money to your Revolut account with a debit, credit, or prepaid card (including via Apple Pay or Google Pay), you can only use the money for shopping, due to the 'credit monetisation rule'.

Revolut fees

Any fees we apply will always be visible to you before you add money to your account. These same fees apply when adding money with Apple Pay or Google Pay. Fees apply for the following card types:

  • Business and commercial cards
  • Cards issued outside Japan
  • All cards other than Visa (debit) and Mastercard (debit or credit)

Your account's first card top-up will be free of charge, no matter the card type. Read this FAQ for a list of cards that can be used for top-ups.

Non-Revolut fees

Revolut has no control or visibility over the fees your card issuer may charge when you use a card issued by them to top up. Some card issuers may charge you if your card deposit is recognised as a cash withdrawal or advance, international transfer, or a transfer in another currency.