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Personal · Adding money · Add money with a card

Card deposit limits and fees

Card deposit limits

The limit per transaction is JPY 1,000,000. 

If you add money to your Revolut account with a debit, credit, or prepaid card, you can only use the money for shopping, due to the 'credit monetisation rule'. For transfers and ATM withdrawals, it's best to top up via a bank transfer instead.

Our automated system sets a daily card top-up limit for all customers, which resets on a rolling 24-hour basis. For security reasons, we can't disclose those limits, but they gradually get adjusted as you continue using your account and build up your financial history with us. These limits work the same for all Revolut plans.

There is also a minimum amount of 2000 JPY per top-up.

Revolut fees for card deposits

Any fees we apply will always be visible to you before you add money to your account. These same fees apply when adding money with Apple Pay or Google Pay. 

Fees apply for the following card types:

  • Business and commercial cards
  • Cards issued outside Japan
  • All cards other than VISA (debit) and Mastercard (debit or credit)

Your account's first top-up will be free from fees, regardless of the card type.

Alternative methods Revolut doesn't charge fees for are:

Non-Revolut fees

Revolut has no control or visibility over the fees your card issuer may charge when you use a card issued by them to top up. Some issuers may charge you if your card deposit is recognised as a cash withdrawal or advance, international transfer, or a transfer in another currency.