Can I change my credit card limit in the Revolut app?
How can I decrease my credit limit in-app?
To decrease your credit card limit, follow these steps:
- Go to 'Home' on the bottom menu
- Under your balance, tap 'Accounts'
- Select your credit card
- Tap the info icon
- Select 'Decrease credit limit'
Once your limit is decreased, it can’t be raised back to the original amount. If you’d just like to manage your spending, you can use our Spending Control feature instead.
Why was my credit limit decreased?
We regularly review accounts to promote responsible credit management. Factors such as account activity, repayment patterns, and overall credit profile may lead to a limit adjustment.
We’ll let you know in advance if your credit limit is being reduced, and share steps you can take to prevent it (if applicable). To help maintain your credit limit, we recommend:
- Keeping your Revolut account active
- Using your Revolut credit card regularly
- Making payments on time, for all credit products with Revolut
Can I request to have my previous credit limit restored?
Once your limit is decreased, it can’t be raised back to the original amount for some time and will be subject to a successful assessment of your credit limit increase request. If you’d just like to manage your spending, you can use our Spending Control feature instead.
However, you can ask for your credit limit to be decreased back to the previous value after it’s been increased.